Archive for the ‘Security’ Category

10 Things You Must Do After Buying A New Home

You finally closed on your new home. Congratulations! The process of checking credit reports, getting a VA loan to finance your purchase, finding a realtor, looking for a house, and moving are over so whats next?

  1. Update your address. Complete an official change of address form online or at a local post office to make sure that all your mails are routed to your new address. Don’t forget to call financial companies and your utilities providers for a change of address.
  2. Transfer your utilities. You wouldn’t want to move in to a new home without electricity, gas, or water, right? If you’ve already started doing this, then good for you. And oh, don’t forget to call the telephone and cable company.
  3. Invest in security. One of the important things that some people miss would be taking care of security. You don’t have to hire a security guard to do the job, all you gotta do is call a locksmith to change the locks since you wouldn’t know if someone else still has a key. Got extra dough? Get a security cam.
  4. Meet your new neighbors. Don’t wait for your neighbors to come over and say hello. Go ahead and introduce yourselves. Your neighbors are the people who keep an eye at your new home when you’re away.
  5. Don’t forget to pay your mortgage. I know it’s tempting to buy a new high definition TV or furniture for your new home. But, it’s wise to ease into your mortgage payment first before making any big purchases.
  6. Familiarize yourself in the new area. Drive around and familiarize yourself in the area. The sooner you find out where the nearest Home Depot, grocery store, and gas station are the better. Also, take note of the garbage collection day and the phone number to the pizza delivery.
  7. Attend a retreat. Everyone needs some time to relax, restore, and reconnect. If you are a veteran, there are special retreat programs for you and your family. Check out the Coming Home Project for more info about retreats especially created for veterans and service members.
  8. Join a newcomer club. One of the nice ways to meet new people is by joining any ongoing newcomer clubs. Expand your social network and know the dish about the best dry cleaner in town, the nearest gym, and entertainment venues.
  9. Buy tools and repair items. I bet you will need to hang or drill something. Every new homeowner needs a well-stocked tool box.
  10. Celebrate! Savor the experience of getting your very own home by celebrating. You don’t need to throw a huge party. A little housewarming dinner with your family and closest friends should do it.

Want to do these things but you don’t own a house yet? Visit the VA Loan Store to get started.

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Article Source: sooperarticles.com/finance-articles/loans-articles/10-things-you-must-do-after-buying-new-home-16440.html

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nobsvaloans.com/2009/06/va-moving-checklist/ Author: Quin Linich

Investigative Auditing: Finding And Retrieving What Is Yours

By Tom Gardner

When you lose your wallet or have your purse stolen, it is a big deal. Your money, your identity, your security are all gone, and your financial situation goes into Code Red. But you are just one person, with only so much money.

Just imagine that the same is true for a business, except that instead of a thousand dollars missing, it is hundreds of thousands, even millions. All things halt when money goes missing, and the dogs are sent out to trace the loot.

Finding and retrieving what has been stolen from a business is called investigative auditing. It is the forensic side of accounting. It is a skill that only a select few people have, as it requires not only knowledge of accounting but also the ability to perform investigative techniques. Below is an outline of what is involved.

Tracing the Money

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When the money goes missing, the investigative auditors are called in to find the money trail and chase down the stolen funds. This is not only difficult, but very tedious work. It often isn’t as simple as finding which bank the money was put into. Perhaps the money is deposited in many accounts. Or perhaps the money is still in a suitcase. Regardless of where the money is at the time, it can be traced. This is due to the fact that all transactions are registered and accessible – if you know the right people. A investigative auditors job is to find the right people, uncover and follow the connections between each transaction, and map the trail. Then, once the money has been found, the auditors embark to recover the assets.

Bringing It Back

Recovering fully the stolen money is not as easy as finding where the money has gone. Often times an investigative auditor comes onto the scene a little too late. Like a crime scene investigator cannot stop the murder from taking place, but can perhaps find the murderer, so too works investigative auditing. It is understood that transactions have already taken place, as these transactions led to the money itself. The money has already partially been spent. So, full recovery of the funds is almost always impossible. Yet, partial recovery is always an option.

So when an investigative auditor goes on the hunt, they are looking to bring back as much money as they can. Yet, the company has already lost a significant amount and should weigh the cost of recovering the money. In the end, if the money and the thief are found, more money will be spent to seal the deal and quiet down the situation. Finding the money might not be worth all the effort, especially if only a small portion of the money is returned. Coming to the scene late is costly.

Prevention

The best way to use investigative auditing is to prevent large theft from happening by reporting and busting smaller thefts. A typical thief works his way up. He starts off small and then steals more and more, if he is not caught. Stopping him when he has only stolen a small amount could save a company millions. So, the best way to save money and stop financial fraud is through using investigative auditing in small matters, before a situation gets out of hand.

About the Author: Written by Sabre Consulting, Copyright 2008, All rights reserved. If you’d like to find out more about how federal contractors find work – please visit

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South India Tour Preferred Destinations

Submitted by: Upendra Chansoria

South India comprises of four Indian states Tamil Nadu, Karnataka, Andhra Pradesh and Kerala. Each state has its charm and attracts a large number of tourists from all over the world. There are a number of travel destinations in southern region of India which appeal travelers and vacationers from all around the world. Have a look at some preferred travel destinations of south India you may love to visit on your trip.

Chennai: Chennai is the capital city of Indian state of Tamil Nadu. It is one of the most sought after travel destinations in the country offering its visitors lots of attractions and interesting places to visit and explore. Kapaleeshwarar Temple, Vivekanada Museum, Government Museum, National Art Gallery, St Mary s Church, Valluvar Kottam, Sri Parthasarthy Temple, Royal Enfield Factory, Covelong beach, Marina beach, etc are featured attractions in Chennai. Travelers may also take excursion trip to nearby tourist places like Kanchipuram and Mahabalipuram which are famous for temples.

Kanyakumari: Kanyakumari is a popular tourist place and pilgrimage centre located in Indian state of Tamil Nadu. Endowed with natural beauty, it attracts hordes of tourists from all over the world. Major attractions in Kanyakumari are sandy beaches, sunset & sunrise, Kanyakumari Temple, Vivekanand Rock Memorial, Portuguese Church, Vattakottai Fort, etc.

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Madurai: Madurai is the second largest city of Tamil Nadu after the state capital city Chennai. The most popular tourist attraction of the city is Meenakshi Amman Temple. The 17th Century Thirumalai Nayak Palace is one another worth visit in the city.

Bangalore: Bangalore, the Garden City of India, is the capital city of Karnataka. It is one of the most sought after tourist destinations of South India with having lots interesting tourist attractions. Major attractions in this city include Lal Bagh Botanical Gardens, Cubbon Park, Tipu Sultan Summer Palace, Bangalore Palace, ISKON Temple, Innovative Film City, Bangalore Aquarium, Bull Temple, Venkatappa Art Gallery, Jawaharlal Nehru Planetarium, etc.

Hyderabad: Hyderabad is the state capital of Andhra Pradesh. It is a major tourist destination of India and offers exciting tourist attractions and places to visit. Major attractions in this city include Char Minar, Botanical Gardens, Nehru Zoo, Birla Mandir, Nizam s Museum, Paigah Tombs, Secret Lake, State Museum, Ramoji Film City, etc.

Kodaikanal & Ooty: Kodaikanal and Ooty are two beautiful hill stations located in Indian state of Tamil Nadu. They are very popular among nature lovers and honeymooners with their unique serenity and lush nature beauty.

Kochi: Kochi is an important city and tourist destination of South India. It is the economical capital of Kerala. Major attractions in this city are St Francis Church, Chinese Fishing Nets, Mattancherry Dutch Palace, Fort Kochi, Backwaters, Beach, Spice Market, Jewish Synagogue, etc. Kochi is today one of the most popular attractions of many south India Travel Packages.

Munnar: Munnar is a popular hill station in Kerala. Very popular on south India tour it is considered as the Kashmir of South India due to its beauty and cool & delightful environments. Munnar is well known for its lush tea plantations, picturesque landscapes and amazing serenity.

Kovalam: Kovalam is an internationally famous beach town in Kerala. It is one of the finest beach resorts in the world. It is one of the top attractions of many Kerala tour packages. It is a destination to relax and enjoy lots of fun & beach activities.

Alleppey, Periyar, Kumarakom, Bandipur National Park, Nagarhole National Park, Mysore, Rameshwaram, etc are some other destinations which are attractions of many south India tour packages. These exciting destinations of south India will never fail to lure you on your trip to South India.

About the Author: Upendra Chansoria is an eminent analyst and writer in India Travel & Tourism related topics. He has authored many books on tour guide for Kerala Tour Packages and South India Tours Package.For More Information please visit us at :

allindia-traveltours.com

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